According to the financial news we are all fucked. Times are tough all over but I’ve had a lifetime of being poor so I’m used to it. I suggest that everyone try what my family used to do when it came to finances:
We’d get together at the beginning of the month and my mother would lay out the family budget. Since the budget was always just a little less than we needed to get by we would all talk about ways we’d save money. Since I was ten or eleven years old my suggestions generally revolved around cutbacks that other people could make; the beer wasn’t buying itself and did my brother and sister NEED toothpaste and school lunches? I doubted it, just like my family doubted I needed a daily arcade games at the deli and chocolate milk habit. At the end of the family meeting we’d all agree to certain cutbacks but within three days there was beer in the fridge, we were all brushing our teeth and I was playing Robotron down at the deli. This is probably why we stayed poor.
On second thought, don’t do what my family did. Good luck everyone, sorry I can’t be of much help.